firstly, i've never used that amp, so take my opinion accordingly.
nothing wrong with the jaycar amp from what i can tell. espcially when matched with equal quality splits and sub. as such, expecting it to run focal utopia splits and subs optimally is expecting too much.
however, running a set of splits up to say ~$500 and sub around $400 will be fine and you should have good results.
and you may in fact need to spend double that to attain audible improvements in terms of SQ and dynamics.
whether it will suit your system in a couple years time is for you to decide. personally i don't like buying components that will not last when i upgrade other things around it.
i've only recently decided to upgrade from my alpine amps after using them for ~5 years. and at least 3 years for my old splits and sub. so for me, i've had good value from these products.
so, depending on what the rest of your stereo comprises, i say the jaycar could be perfectly fine.
hope this helps.

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